Public Investor
Deposit AED 2 million in an approved UAE financial institution, hold an approved investment fund, or run a UAE business meeting the threshold.
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10-Year Residency · Property
The property investor pathway.
Own UAE real estate worth AED 2 million or more — fully paid or financed — and qualify for a 10-year residency for you and your dependents.
ThresholdAED 2,000,000
Eligibility
What qualifies.
The criteria below are the published 2024 framework. The relevant authority for this pathway is the Federal Authority for Identity and Citizenship (ICA). Verify current rules before applying.
AED 2M+ property value
Mortgaged property accepted
Spouse + children included
- № 01
Total property value of AED 2 million or more, evidenced by a current valuation from a registered Dubai Land Department valuer.
- № 02
Property must be a freehold residential unit (off-plan accepted from approved developers, subject to a registered SPA).
- № 03
Mortgage allowed — the bank's letter confirming the loan and outstanding balance is part of the application.
- № 04
Multiple properties may be combined to meet the AED 2M floor.
- № 05
Spouse and children of any age can be added as dependents; parents subject to additional checks.
- № 06
Renewable indefinitely as long as the property is held and value is maintained.
In context
Property Investor — in practice.
The property-investor pathway is the most common route for Indian and other foreign buyers — the same purchase that gives you a Dubai address gives you a 10-year UAE residency. Critically, since 2022 the rules accept mortgaged property, so you do not need to pay the AED 2 million in cash upfront. Many of our NRI clients structure their down payment from NRE/NRO funds (within RBI's Liberalised Remittance Scheme limits), finance the balance through a UAE bank, and submit for Golden Visa within weeks of the title transfer.
Where we fit
We compare offers from 19+ UAE banks for your property purchase. The same valuation that secures your mortgage is the one your Golden Visa file will rely on.
Other pathways
Entrepreneur
Own a registered SME with capital of at least AED 500,000, or hold approval from a UAE business incubator.
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Skilled Professional
Senior salaried professionals — executives, doctors, engineers, educators — earning AED 30,000+ monthly with a UAE work contract.
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Ready to begin your application?
Whichever pathway you take, the property purchase that often triggers it is the part we make easy. Pre-approval in 2 minutes.
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