Property Investor
Own UAE real estate worth AED 2 million or more — fully paid or financed — and qualify for a 10-year residency for you and your dependents.
- AED 2M+ property value
- Mortgaged property accepted
- Spouse + children included
View pathway
UAE Golden Visa · Est. 2019, Reset 2022
Ten years in the UAE,on a single application.
The Golden Visa is the UAE's long-term residency programme. Hold for ten years. Renew indefinitely. Sponsor spouse, children, and parents. No minimum stay. Six pathways qualify — most Indian buyers reach it through Dubai property, and since 2022 a mortgaged property counts in full.
10+
Years of residency
AED 2M
Property threshold
Yes.
Mortgage allowed
Six pathways
Every route to the10-year visa.
Property is the most common pathway for Indian buyers. Click any card for the full eligibility rules, application timeline, and how it pairs with a UAE mortgage.
Public Investor
Deposit AED 2 million in an approved UAE financial institution, hold an approved investment fund, or run a UAE business meeting the threshold.
- AED 2M+ deposit / fund / business
- 10-year residency
- Family included
View pathway
Entrepreneur
Own a registered SME with capital of at least AED 500,000, or hold approval from a UAE business incubator.
- AED 500K+ project capital
- Or accredited incubator approval
- Full family sponsorship
View pathway
Skilled Professional
Senior salaried professionals — executives, doctors, engineers, educators — earning AED 30,000+ monthly with a UAE work contract.
- AED 30K+ monthly salary
- Bachelor's degree or higher
- Valid UAE work contract
View pathway
Exceptional Talent
Recognised talent in culture, art, sport, technology, or invention — with a recommendation from the relevant UAE authority.
- Cultural / artistic / athletic talent
- Inventors, content creators
- Recommendation-based
View pathway
Scientist or Researcher
PhD holders and active researchers with publications, patents, or institutional affiliation — a fast track to 10-year residency.
- PhD or active research role
- Publications / patents
- Recommendation from EAS or institution
View pathway
Why us
Mortgage + Visa,in one motion.
We are the introducer for the licensed Dubai mortgage broker who finances the property that triggers your Golden Visa. Same valuation, same bank, one timeline.
The 2022 rule applies
Mortgaged property at AED 2M+ market value qualifies. We make sure your bank is on the comfortable list before you sign.
Bank letter, standard
The visa file needs a one-page letter from your lender. We work only with banks that produce it as a standard 2-day item.
LRS-aware
We coordinate with your Indian banker so the down payment moves under the right RBI purpose code. No FEMA surprises at the receiving end.
The Ledger
Commonquestions.
- № 01Can NRIs get the UAE Golden Visa through a mortgaged Dubai property?
- Yes. Since 2022, mortgaged property qualifies for the 10-year UAE Golden Visa as long as the market value is AED 2 million or more. The bank's loan letter is part of the application file.
- № 02What is the cheapest Golden Visa route?
- The entrepreneur pathway with an accredited UAE incubator approval has no fixed capital threshold beyond a registered project of AED 500,000+. The property route requires AED 2M in property value.
- № 03Do I need to live in the UAE to keep the Golden Visa?
- No. The Golden Visa has no minimum stay requirement, unlike standard UAE residency visas. You can spend most of the year in India and the visa stays active.
- № 04Can I include my parents on the Golden Visa?
- Yes — under expanded 2024 rules, parents can be sponsored alongside spouse and children of any age. Domestic helpers can also be included.
Get Dubai Mortgage is not a licensed migration agent. The information here is educational and based on publicly published 2022 Federal Authority for Identity and Citizenship (ICA) and General Directorate of Residency and Foreigners Affairs (GDRFA) criteria. Verify current rules with the relevant authority or a licensed consultant before you commit. We finance the property; the visa is the buyer's own application.