India
Dubai Mortgage for Indian Buyers
Indian nationals are the largest non-resident buyer group in Dubai. Most major UAE banks have dedicated Indian-buyer programmes with streamlined documentation.
Typical Down Payment
25%
Typical LTV
75%
Banks that lend to Indian buyers
HSBCMashreqStandard CharteredENBDADCBFAB
Documentation required
- Passport + valid PAN card
- Last 6 months Indian bank statements
- Last 2 ITRs (Income Tax Returns)
- Form 16 or salary certificate
- Proof of address (utility bill or Aadhaar)
Watch-outs for Indian buyers
- Buyers paying via Indian remittance can use the LRS (USD 250K/year limit per person).
- RBI guidelines apply on outbound remittance — your CA can structure as needed.
- Joint applications between spouses can effectively double the remittance ceiling.
Ready to apply as a Indian buyer?
We route your application to a licensed broker who works with banks that accept Indian buyers.