Philippines

Dubai Mortgage for Filipino Buyers

Filipino residents in the UAE comprise a significant share of mortgage applicants in mid-tier price ranges. Most major banks accept applications.

Typical Down Payment

20%

Typical LTV

80%

Banks that lend to Filipino buyers

MashreqENBDADCBRAKBANK

Documentation required

  • Philippine passport + UAE residency visa
  • Salary certificate + 6 months UAE bank statements
  • Trade license (if self-employed)
  • Emirates ID

Watch-outs for Filipino buyers

  • Most Filipino buyers are residents, not non-residents โ€” typical resident rules apply.
  • Joint applications with spouses are common and well-handled by UAE banks.

Ready to apply as a Filipino buyer?

We route your application to a licensed broker who works with banks that accept Filipino buyers.

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