Pakistan
Dubai Mortgage for Pakistani Buyers
A meaningful share of UAE non-resident buyers come from Pakistan. Documentation requirements are slightly more stringent but well-trodden.
Typical Down Payment
30%
Typical LTV
70%
Banks that lend to Pakistani buyers
HSBCMashreqStandard CharteredHabib Bank AG Zurich
Documentation required
- Passport + CNIC
- Last 6-12 months Pakistani bank statements
- NTN certificate + last 2 tax returns
- Proof of income source (salary or business)
- FBR clearance (where applicable)
Watch-outs for Pakistani buyers
- Outbound remittance via authorised channels matters — banks scrutinise source-of-funds.
- Some banks request a longer track record (12 months) of statements.
- Down payment is typically a touch higher — budget for 30% rather than 25%.
Ready to apply as a Pakistani buyer?
We route your application to a licensed broker who works with banks that accept Pakistani buyers.